Tukaj je 10 najbolj vročih stanovanjskih trgov v letu 2024 – in zakaj bi lahko razmislili o drugih možnostih

The top 10 hottest housing markets are expected to be spread across the South, Northeast and Midwest this year, according to an analysis by real estate marketplace Zillow. But a “hot” market isn’t always great for bodoči kupci.

Buffalo v New Yorku je zasedel vrh Seznam, saj naj bi se na tem območju povečala rast delovnih mest v primerjavi s številom odobrenih gradbenih dovoljenj za nove domove.

“In markets where you’re going to have a ton more job creation than there is housing supply, you’re likely going to see homes move faster, stronger home value appreciation,” said Orphe Divounguy, a senior economist at Zillow.

The list is based on an analysis of home value appreciation, how long it takes to sell a home and job growth relative to housing supply. That’s important information that can help you decide where you may want to look for a home — and places you may want to avoid.

“Market heat” refers to the level of competition among buyers; when you have more buyers than sellers, you have a hot market, Divounguy said.

“These are areas where competition will be stiff among homebuyers,” he said. “The hottest market doesn’t necessarily mean market health.”

Več iz osebnih financ:
Veliko mladih neporočenih parov si stroškov ne razdeli enakomerno
Tukaj je opisano, kako si lahko generacija Z ustvari kredit, preden najame lastno stanovanje
Generacija Z, milenijci, 'hakerijo', da bi postali lastniki stanovanj

Rast trga na nekaterih področjih morda ni povezana z novo ustvarjenimi delovnimi mesti.

Florida, na primer, privablja prebivalce baby boomerja, ki iščejo toplejša, davčno ugodna mesta za upokojitev, je povedala Jessica Lautz, namestnica glavnega ekonomista in podpredsednica raziskave pri Nacionalnem združenju nepremičninskih posrednikov.

The claim that “the biggest share of homebuyers are baby boomers looking into warmer climates is a trope, but it’s a trope that’s true,” she said. “They’re looking into warmer areas, favorable tax conditions and better housing affordability.”

Baby boomerji so tudi generacija, ki ima večino bogastva in nekateri med njimi bodo kupci gotovine, saj bodo lahko izkoristili svoj lastniški kapital.

Meanwhile, home values are expected to decline this year in the “coolest markets,” or places that will be less competitive. These places are New Orleans, Louisiana; San Antonio, Texas; Denver, Colorado; Houston, Texas; and Minneapolis, Minnesota.

“It’s a matter of affordability as well; if a market has gotten less affordable … you’re likely not going to see that type of heat in the market,” Divounguy said.

Denver je bil na primer med pandemijo priljubljena atrakcija za kupce stanovanj, vendar se je spremenil v območje, kjer je bila cenovna dostopnost omejena.

“Denver had a massive population flow,” Lautz said. “Finding the new Denver will be important to buyers.”

Tudi milenijci bodo glavni kupci; večina jih je v najboljši starosti za nakup stanovanj, nekateri pa so dosegli svoj največji potencial zaslužka.

Za razliko od generacij baby booma, ki iščejo ugodna območja za upokojitev, ta kohorta morda išče zaposlitvene priložnosti ali možnost dela na daljavo na novih območjih.

Ne zamudite teh zgodb CNBC PRO:

• The S&P 500 is officially in a bull market now. Here’s how long they typically last
• Zgodnji zmagovalec v dirki za bitcoin ETF je zbral milijardo dolarjev
• Goldman Sachs imenuje svoje najboljše delnice za leto 2024, vključno s tem solarnim podjetjem
• CD rates are coming down. Here’s where you can lock in yields of nearly 5% for 2 years
• Bernstein pravi, da v naslednjih dveh mesecih kupite poceni delnice rudarjenja bitcoinov