抵押贷款利率自 5 月以来首次降至 XNUMX% 区间

根据数据，30 年期固定利率抵押贷款的平均利率已降至 5.99% 抵押新闻日报.

The housing market hasn't seen the rate with a five handle since a brief blip in early September. Before that, it was in early August.

该利率本周开始于 6.21%，周三在美联储主席杰罗姆鲍威尔表示后大幅下跌 inflation "has eased somewhat but remains elevated," which was a shift from previous language.

那发 债券收益率 较低，抵押贷款利率松散地跟随 10 年期美国国债的收益率。

"Measured steps can continue as long as the economic and inflation data is there to support them. This means rates can make progress down into the 5's but are unlikely to stampede quickly into the 4's," said Matthew Graham, chief operating officer at Mortgage News Daily. "I'm not saying that won't happen--just that it would take a bit more time than some of the rate rallies we remember from the past."

抵押贷款利率在 30 月份达到顶峰，7.37 年期抵押贷款利率固定在 400,000%，此后一直在下滑。 对于潜在的购房者来说，这意味着储蓄。 对于今天以 20% 首付购买 293 美元房屋的消费者，每月付款比 XNUMX 月份少 XNUMX 美元。

较低的利率似乎已经激发了买家的兴趣。

待售房屋衡量现有房屋签订合同的指数在 2 月出现六个月来的首次上涨。 根据全国房地产经纪人协会的数据，与 XNUMX 月相比，他们上涨了 XNUMX%。 

Stocks of the nation's homebuilders have been on a tear since rates started to fall back and several are seeing 52-week highs Thursday. The 美国房屋建筑ETF 创下一年新高，当日涨幅超3%。

房屋建筑商股票也对本周报告的盈利表现做出积极反应 PulteGroup and last week from the nation's largest homebuilder, 霍顿博士. 两家建筑商都报告称，他们在 XNUMX 月看到了新的买家兴趣，并将其归因于较低的抵押贷款利率。