Credit Agricole 和 Worldline 成立商户支付合资企业

新合资企业计划于 2025 年全面运营，将把法国农业信贷银行的商户收单足迹、市场亲密度和分销能力与 Worldline 的技术结合起来
和全球基础设施。

合作伙伴关系的第一阶段将涉及两家公司联合投资 80 万欧元，用于产品和服务设计以及联合公司实施。 Worldline 将持有该合资企业的多数股权，并通过其出资总额的 50% 加一股股份对其进行全面整合。

法国农业信贷银行负责技术、数字和支付的副总经理 Jean-Paul Mazoyer 评论道：“与 Worldline 的合作将使我们能够加强在法国商户支付解决方案的市场领导地位，并完全符合法国农业信贷银行 2025 年实现商户支付解决方案的表现优于市场增长 2 倍。

“Worldline is already a trusted partner of the Credit Agricole Group and, through this deepened strategic partnership, we would jointly develop comprehensive services for French merchants on the whole merchant services value chain (acceptance and acquiring) which is a fast-moving and critical area to their business. This integrated mastery would allow us to equip merchants with innovative all-in-one offers that integrate natively in their ecosystem and provide value added business services.”

尽管现金渗透率仍然很高，占支付量的 40% 左右，但法国市场转向支付卡的时机已经成熟。法国的商户销售总额 (MSV) 达 700 亿欧元，是欧洲大陆最大的支付市场。

Gilles Grapinet, CEO of Worldline, says: “For Worldline, this is a unique opportunity to further expand our footprint and to achieve scale within a few years on the largest continental European acquiring market.

“Structured primarily as a contribution in kind of our respective technological capabilities, commercial footprint and distribution capabilities to a joint company, this major contemplated transaction fully preserves our balance sheet and financial and strategic flexibility.”

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