USA regulaatorid hoiatavad pankasid krüpto kasutamise eest, väidavad, et see pole "turvaline ja usaldusväärne"

USA föderaalreserv, föderaalne hoiuste kindlustamise korporatsioon (FDIC) ja valuutakontrolöri amet (OCC) emiteeritud ühisavaldus, milles hoiatatakse panku krüptorahaga seotud riskide eest.

American regulators said banks should be aware of the multiple crypto risks like fraud, legal uncertainties, inaccurate disclosures by crypto companies, market volatility, stablecoin and contagion risks, and others.

Banks should be extra careful when dealing with crypto-related companies to prevent risks that “cannot be mitigated or controlled [from migrating] to the banking system,” the statement said. The regulators alluded to the recent blow-up of the second-largest crypto exchange FTX as a reason for taking a cautious approach to crypto.

"Arvestades olulisi riske, mida on esile tõstnud mitmete suurte krüptovaraettevõtete hiljutised ebaõnnestumised, jätkavad agentuurid iga pangandusorganisatsiooni praeguste või kavandatavate krüptovaradega seotud tegevuste ja riskide suhtes ettevaatlikku ja ettevaatlikku lähenemisviisi," nad ütlesid.

The regulators also said issuing or holding crypto assets is “highly likely inconsistent with safe and sound banking practices.”

"Agentuuride praeguse arusaama ja senise kogemuse põhjal usuvad agentuurid, et avatud, avalikus ja/või detsentraliseeritud võrgus või sarnases süsteemis välja antud, salvestatud või ülekantavate krüptovarade emiteerimine või hoidmine on väga oluline. tõenäoliselt vastuolus ohutute ja usaldusväärsete pangandustavadega. seisis avalduses.

They added that they have “significant safety and soundness concerns” about crypto-related companies and activities.

Their statement comes after years of inability to provide a clear regulatory framework for the cryptocurrency industry. Coinbase CEO Brian Armstrong and others have argued that the hesitancy of U.S. regulators to introduce regulation in crypto markets has caused the FTX phenomenon.

Over the last year, cryptocurrency has played a bigger role in financial markets worldwide. While the recent developments in the crypto industry have no doubt been a huge reputational hit, the underlying technology is still seen by many as superior to how the traditional banking system works.