Klarna modtager Storbritanniens godkendelse til at tilbyde kredit- og betalingsprodukter

Financial Conduct Authority har givet det svensk-baserede firma tilladelse til at yde de termiske lån og kortprodukter, det tilbyder i Storbritannien.

Efter Brexit fortsatte Klarna Bank, en fuldt licenseret svensk bank, med at levere regulerede tjenester i Storbritannien under FCA's midlertidige tilladelser. TPR var sat til at udløbe den 31. december.

The authorisation does not cover Klarna’s main buy now, pay later business, which is outside of the Consumer Credit Act’s scope.

Klarna says it has “long argued that they should be regulated to protect consumers from bad actors, while continuing to have access to low cost credit”.

“As well as enabling us to continue to provide our regulated products, the FCA approval puts Klarna’s successful UK business on a secure regulatory footing ahead of the expected regulation of BNPL,” says Abby Vickers, head of the newly created Klarna Financial Services UK.